Failed UPI, ATM & Card Reversal Penalty Scanner
RBI turnaround times vary by payment system and failure type. This scanner only flags possible candidates; verify the exact incident category, deadline, and eligibility against the official RBI direction before claiming compensation.
Drop your bank statement here (PDF, CSV, or TXT)
Designed for Indian bank statements. Layouts vary by bank; verify extracted dates, amounts, and transaction types manually.
Extracted Statement Metadata
Detected values may be inaccurate. Check all details before using any generated draft.
Scanned Transactions
0
Entries parsedUnrefunded Principal Debits
₹0
0 missingDelayed Reversals
0
Possible TAT breachIndicative Compensation Estimate
₹0
Requires manual eligibility reviewUnlock the full audit and draft request (checkout currently disabled)
Would reveal the full audit and draft notice after secure checkout is enabled citing RBI Circular DPSS.CO.PD No.629/02.01.014/2019-20 addressed to your bank's Nodal Officer with your name and account number pre-filled.
No payment will be taken in this version.
Complete Transaction Breakdown
Locked Preview| Date | Channel | Narration & Reference | Debit (₹) | Status | Delay | Indicative Estimate |
|---|---|---|---|---|---|---|
| Upload a statement or click "Run Demo Statement" above to audit all entities. | ||||||
Frequently Asked Questions & Statutory Framework
Official references: Failed transaction TAT circular · Credit-card directions · Property-document release direction
Informational summaries of selected RBI directions. Check official sources for the full current rules and applicability.
How does the ₹100/day compensation for failed UPI/ATM work?
RBI deadlines depend on the payment type and failure scenario. Use the official circular to confirm the applicable timeline and whether compensation is due; this tool cannot determine that from a statement alone.
What if my bank delays credit card closure beyond 7 days?
RBI paragraph 8(a) provides for ₹500 per calendar day of delay after the seven-working-day closure period, provided there are no outstanding dues. The actual deadline, holidays, and account status must be checked.
What is the ₹5,000/day property document release rule?
For covered cases due on or after 1 December 2023, the direction generally requires release within 30 days. ₹5,000 per day applies when the delay is attributable to the regulated entity; lost or damaged documents can have an additional 30-day period.
Is my banking statement safe and private?
The parser is designed to process statement contents in the browser, but this site has not had an independent privacy/security audit. External scripts are loaded from third-party CDNs. Do not upload a sensitive statement unless you trust the device and page; verify network activity if required.